Pending: Otsego MLS# 6712161
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Pending
$500,000
Single Family: 2 Stories
4 br • 3 ba • Built 2012
3,026 sqft • 0.31 acres
Elk River schools
MLS# 6712161

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Property Description
Welcome to this beautifully maintained two-story home offering 4 upper-level bedrooms and 4 baths. Enjoy a spacious kitchen with white cabinetry, granite countertops, subway tile backsplash, center island, and stainless steel appliances. Open-concept dining and living area features a gas fireplace and abundant natural light with serene backyard pond views. Main level includes a flex room with French doors and shaker-style wainscoting—perfect for a home office. The foyer also features matching deluxe wainscoting. Upper-level highlights include a large primary suite with walk-in closet and full bath featuring dual sinks, a soaking tub, separate shower, and private toilet area. Three additional upper-level bedrooms share a full bath with double sinks. The laundry room is conveniently located upstairs and features natural light and open shelving. Lower level offers a spacious family room, an unfinished 5th bedroom, storage room, and rough-in plumbing for a future 4th bathroom. Step outside to enjoy stunning four-season pond views and a private backyard rich with wildlife. The 3-car garage and curb appeal complete this fantastic home. Don't miss the community pool and park!
Listing
Listing Status:
Pending
Contingency:
None
List Price:
$500,000
Price per sq ft:
$165
Property Type:
Single Family
City:
Otsego
Garage Spaces:
3
County:
Wright
Year Built:
2012
State:
MN
Property Style:
2 Stories
Zip Code:
55330
Subdivision Name:
Martin Farms
Interior
Bedrooms:
4
Bathrooms:
3
Finished Area:
3,026 ft2
Total Fireplaces:
1
Living Area:
3,026 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Dishwasher
- Disposal
- Dryer
- Exhaust Fan
- Gas Water Heater
- Humidifier
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Gas
- Living Room
Basement Details:
- 8 ft+ Pour
- Concrete
- Drain Tiled
- Egress Window(s)
- Finished
- Full
- Storage Space
- Sump Pump
Exterior
Stories:
Two
Garage Spaces:
3
Garage Dimensions:
31.2'x21.5'
Garage Size:
667 ft2
Air Conditioning:
Central Air
Foundation Size:
1,096 ft2
Fencing:
Invisible
Handicap Accessible:
None
Heating System:
Forced Air
Parking Features:
- Asphalt
- Attached Garage
- Garage Door Opener
Shared Amenities:
Other
Unit Amenities:
- Ceiling Fan(s)
- French Doors
- In-Ground Sprinkler
- Kitchen Center Island
- Kitchen Window
- Paneled Doors
- Primary Bedroom Walk-In Closet
- Walk-In Closet
- Washer/Dryer Hookup
Road Frontage:
City Street
Exterior Material:
- Brick/Stone
- Vinyl Siding
Roof Details:
- Age Over 8 Years
- Asphalt
- Pitched
Rooms
1/4 Baths:
None
Full Baths:
2
Half Baths:
1
3/4 Baths:
None
Bathroom Details:
- Full Primary
- Main Floor 1/2 Bath
- Rough In
- Separate Tub & Shower
- Upper Level Full Bath
Dining/Kitchen:
Informal Dining Room
Upper Level | Size | Sq Ft |
---|---|---|
Laundry | 9.5 x 7 | 63 |
Bedroom 2 | 12 x 11 | 132 |
Bedroom 3 | 11 x 11 | 121 |
Bedroom 4 | 11 x 11 | 121 |
Bedroom 1 | 15 x 14.5 | 210 |
Main Level | Size | Sq Ft |
---|---|---|
Kitchen | 14.5 x 10.5 | 140 |
Dining Room | 14.5 x 10 | 140 |
Living Room | 15 x 14 | 210 |
Flex Room | 11 x 10 | 110 |
Garage | 21 x 31 | 651 |
Mud Room | 5.5 x 5 | 25 |
Pantry (Walk-In) | 5.5 x 5.5 | 25 |
Basement Level | Size | Sq Ft |
---|---|---|
Family Room | 14.5 x 25.5 | 350 |
Bonus Room | 10.5 x 12 | 120 |
Lake & Waterfront
Waterfront Present:
N
Waterfront:
Pond
Lot & Land
Acres:
0.31
Geolocation:
45.260093, -93.633807
Lot Dimensions:
Irregular
Zoning:
Residential-Single Family
Schools
School District:
728
District Phone:
763-241-3400
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$5,686
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$5,686
Association Fee Required:
Yes
Association Fee:
$76
Association Fee Frequency:
Monthly
Association Fee Includes:
- Professional Mgmt
- Recreation Facility
- Shared Amenities
- Trash
Association Company:
First Service Residential
Association Company Number:
952-277-2700
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Power Company Name:
Wright-Hennepin Cooperative
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
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This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
Month | Principal | Interest | P&I | Balance |
---|---|---|---|---|
Year | Principal | Interest | P&I | Balance |
2026 | $4,134 | $27,511 | $31,645 | $395,866 |
2027 | $4,429 | $27,216 | $31,645 | $391,437 |
2028 | $4,745 | $26,900 | $31,645 | $386,692 |
2029 | $5,084 | $26,561 | $31,645 | $381,608 |
2030 | $5,446 | $26,199 | $31,645 | $376,162 |
2031 | $5,835 | $25,810 | $31,645 | $370,327 |
2032 | $6,251 | $25,394 | $31,645 | $364,077 |
2033 | $6,697 | $24,948 | $31,645 | $357,380 |
2034 | $7,174 | $24,471 | $31,645 | $350,205 |
2035 | $7,686 | $23,959 | $31,645 | $342,519 |
2036 | $8,234 | $23,411 | $31,645 | $334,285 |
2037 | $8,822 | $22,823 | $31,645 | $325,463 |
2038 | $9,451 | $22,194 | $31,645 | $316,012 |
2039 | $10,125 | $21,520 | $31,645 | $305,887 |
2040 | $10,847 | $20,798 | $31,645 | $295,040 |
2041 | $11,621 | $20,024 | $31,645 | $283,419 |
2042 | $12,450 | $19,195 | $31,645 | $270,968 |
2043 | $13,338 | $18,307 | $31,645 | $257,630 |
2044 | $14,290 | $17,355 | $31,645 | $243,341 |
2045 | $15,309 | $16,336 | $31,645 | $228,032 |
2046 | $16,401 | $15,244 | $31,645 | $211,631 |
2047 | $17,571 | $14,074 | $31,645 | $194,060 |
2048 | $18,824 | $12,821 | $31,645 | $175,236 |
2049 | $20,167 | $11,478 | $31,645 | $155,069 |
2050 | $21,605 | $10,040 | $31,645 | $133,464 |
2051 | $23,147 | $8,498 | $31,645 | $110,317 |
2052 | $24,798 | $6,847 | $31,645 | $85,520 |
2053 | $26,566 | $5,078 | $31,645 | $58,953 |
2054 | $28,461 | $3,183 | $31,645 | $30,492 |
2055 | $30,492 | $1,153 | $31,645 | $0 |
Listing provided by RMLS,
courtesy of Coldwell Banker Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.