For Sale: Otsego MLS# 6677638
Active Contingent
NEW!
$399,000
Single Family: Split Entry (Bi-Level)
4 br • 2 ba • Built 1980
2,069 sqft • 0.91 acres
Elk River schools
MLS# 6677638
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Welcome to Your Otsego Oasis! Nestled on nearly an acre of peaceful, private land, this well-maintained, one-owner split-level home is ready for its next chapter. Built with care and pride, the owners have lovingly maintained the property and are now downsizing for their next adventure. Boasting 4 bedrooms, 2 bathrooms, and an impressive 4-car garage setup (2 attached and 2 detached), this home offers ample space inside and out. The large custom addition sets this property apart â?? featuring an upper-level Great room with a walkout deck and stairs leading to the spacious yard, perfect for morning coffee or evening sunsets. The lower level of the addition serves as a workshop â?? a dream for hobbyists â?? with unfinished square footage that could easily be transformed into additional living space. The location is the best of both worlds â?? tucked away in the small-town quiet Otsego is known for, yet just minutes from shopping, dining, and services. This is more than a house â?? it's a home where memories have been made and where new ones are waiting to unfold. Schedule your showing today and see what makes this property so special!
Listing
Listing Status:
Active Contingent
Contingency:
Inspection
List Price:
$399,000
Price per sq ft:
$193
Property Type:
Single Family
City:
Otsego
Garage Spaces:
2
County:
Wright
Year Built:
1980
State:
MN
Property Style:
Split Entry (Bi-Level)
Zip Code:
55330
Subdivision Name:
Halls 2nd Add
Interior
Bedrooms:
4
Bathrooms:
2
Finished Area:
2,069 ft2
Total Fireplaces:
0
Living Area:
2,069 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Range
- Refrigerator
Basement Details:
Block
Exterior
Stories:
Split Entry (Bi-Level)
Garage Spaces:
2
Garage Dimensions:
30x25
Garage Size:
750 ft2
Other Parking Spaces:
2
Air Conditioning:
Central Air
Foundation Size:
1,318 ft2
Handicap Accessible:
None
Out Buildings:
Additional Garage
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Attached Garage
- Detached
Road Frontage:
Paved Streets
Exterior Material:
Wood Siding
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- 3/4 Primary
- Upper Level Full Bath
Dining/Kitchen:
- Breakfast Bar
- Kitchen/Dining Room
| Upper Level | Size | Sq Ft |
|---|---|---|
| Living Room | 19 x 19 | 361 |
| Kitchen | 19 x 10 | 190 |
| Dining Room | 16 x 15 | 240 |
| Bedroom 1 | 12 x 11 | 132 |
| Bedroom 2 | 9 x 13 | 117 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Bedroom 3 | 14 x 8.5 | 112 |
| Bedroom 4 | 12 x 13 | 156 |
| Walk In Closet | 10 x 9 | 90 |
| Utility Room | 8 x 9 | 72 |
| Workshop | 19 x 19 | 361 |
Lot & Land
Acres:
0.91
Geolocation:
45.276476, -93.583579
Lot Dimensions:
76 x 219 x 200 x 247
Zoning:
Residential-Single Family
Lot Description:
Irregular Lot
Schools
School District:
728
District Phone:
763-241-3400
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$4,272
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$4,272
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
- Septic System Compliant - Yes
- Tank with Drainage Field
Water System:
Well
Power Company Name:
Wright-Hennepin Cooperative
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of Keller Williams Classic Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.